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A dog and a cat sitting side by side against a blue background.

Pet insurance

We will provide financial support for veterinary medical expenses and in the case of the theft or death of a pet. You can insure your dogs and cats with us.

  • We insure both pedigree and mongrel pets up to 10 years of age.

  • Comprehensive coverage, including complications while giving birth.

  • Buy veterinary coverage with no excess deductible.

Subscribe to a policy and win €10,000!

Subscribe to BALTA pet insurance policy and enter the lottery for a chance to win €10,000!

BALTA subscription policy adapts to the rhythm of your life, renews automatically and provides continuous protection.

Choose protection that never stops!

Lottery period: 01.08–31.12.2026. Lottery permit No. 9089.

Learn more

Subscribe to pet insurance and get a GIFT!

BALTA’s pet insurance subscription is a smart way to keep your safe every day – for your purring friend or your wagging tail companion. In September, subscribe to pet insurance and choose your gift: a travel bowl for water and food or a grooming comb for the coat.

 The offer is valid from 01.09.2026 to 30.09.2026. It applies to individuals who, during the campaign period, purchase and pay for BALTA’s pet insurance subscription policies at BALTA branches, through the contact centre, online, or with BALTA cooperation partners.

GET THE GIFT

Choose the right risk package to receive compensation if your dog or cat has perished due to the following reasons:

Note!
We also cover the pet owner’s third-party civil liability. Find out more

Accident package Full package
Illness
Illness Excluding poisoning
Fire
Natural hazard
Unlawful actions of third parties

Submitting a claim

  • SUBMIT A CLAIM

    Submit your claims quickly and easily 24/7 via the app, on the balta.lv, or by calling 67533375.

  • CHECK STATUS OR WAIT FOR CONTACT

    Follow the progress of your submitted claim by logging in to balta.lv or the "My BALTA" section of the app. If any questions arise, an employee from BALTA will contact you.

  • RECEIVE A DECISION

    After reviewing your claim, we will inform you about the decision and the compensation.

Why choose pet insurance?

Frequently asked questions

Yes, insurance is also available for mongrel dogs and cats.

Yes, pets must have a vaccination passport 

Insurance does not cover losses that are not sudden and foreseeable. For example, veterinary expenses for the treatment of chronic diseases, birth defects or illnesses that occur before the contract comes into force or during the waiting period. Full details of the coverage exclusions are set out in the insurance contract.

The insurance is also valid abroad if the pet is in another country for travel or an exhibition. Remember, the insurance is only valid if the stay in the other country does not exceed 30 days.