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Subscribe to home insurance and get your first 2 months free! Subscribe to a policy and win €10,000! Lottery for BALTA customers BALTA Customer Benefits

Subscribe to home insurance and get your first 2 months free!

Offer valid: 01.10.–31.12.2026.

Subscribe to a policy and win €10,000!

Lottery period from 01.08 to 31.12.2026. Lottery permit No. 9089.

Lottery for BALTA customers

Enjoy autumn together with BALTA – relax, savour, and create beautiful moments. Apply for the lottery by 15 November and win great prizes!

BALTA Customer Benefits

Valuable discounts on our partners’ offers and on BALTA products.

MTPL

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MOD

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Travel

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Other popular products

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MTPL

Mandatory insurance for all vehicles. It will cover damage caused by the driver to other vehicles, people and their property in a road accident.
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MTPL for e-scooters

Mandatory insurance for electric scooters. It will cover damage caused by the scooter driver to other people and their property in a road accident.
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Green Card policy

An international insurance agreement that protects against expenses for accidental damage caused to another vehicle, a third party, or their property in a road traffic accident in a Green Card system member country
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MOD

Voluntary insurance that will compensate you for expenses caused by a traffic accident, theft of property left in your car or theft of your car and natural disasters.
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Start MOD

Voluntary insurance that will compensate you for car damage expenses caused by a collisions with animals, hail, windshield damage, and total vehicle loss.
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Home insurance

Protects against expenses that may arise in unforeseen situations such as fire, leakage, theft, natural disasters, etc.
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Travel insurance

Financial and practical help during your travels in case of illness or injury, lost or damaged luggage, flight delays or cancellations, rental car problems and more.
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Accident insurance

Financial support and cover of medical expenses in case of accidents and injuries such as dislocations, frostbite, poisoning, bites, etc.
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Safe from Day One

BEZMAKSAS nelaimes gadījumu apdrošināšana zīdaiņiem, lai pirmais dzīves gads būtu mierīgs un pasargāts, sniedzot stabilu pamatu ikdienai un pārliecību, ka par svarīgāko ir padomāts. Jo rūpes sākas ar drošību!
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Civil liability

Compensation for expenses caused to a third party through negligence or fault.
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Digital risks

Financial support of up to 7,000 EUR per year if fraudsters steal cashless funds. The policy includes the 6 most common types of fraud and cyberbullying.
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Pet insurance

Compensation for veterinary expenses in the event of acute illness or injury to a dog or cat, including pedigree cats, and compensation in the event of its theft or death.
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Insurance of diseases caused by a tick bite

A one-off financial support of EUR 400 will be provided if a tick bite from an infected tick results in the diagnosis of tick-borne disease.
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Solar panel insurance

Compensation for expenses in the event of repair or replacement of panels, structures or equipment due to various damages.
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Boat insurance

Compensation in the event of damage to, theft of property left on the watercraft or theft of a recreational watercraft such as a motorboat, cutter, yacht or boat.
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Why choose BALTA?

Why choose BALTA?

Why choose BALTA?

Only the best for BALTA clients – valuable discounts on our partners’ offers and on our own products.

The largest number of customers in Latvia – more than 400,000 customers trust us with the security of their home, car, travel and other important things.

Latvian residents have called us the most honest insurance company in Latvia for 22 years. We provide a positive attitude and a sense of security. (LETA & SKDS)

In 2024, we paid out 96 million euros in insurance claims to our customers. Our priority is fair and fast payment of claims.