
Safe from Day One
Under the programme “Safe from Day One”, we are gifting you FREE accident insurance for your new-born so that their first year of life is peaceful and protected, providing a safe basis for daily life and the assurance that the most important aspects of your life have been taken care of. Because care starts with safety!
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Financial support in cases when injuries have been suffered throughout the year
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In force 24/7 all over the world
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Special offer on accident insurance for all the family

BALTA free accident insurance for new-borns
- Insurance amount: EUR 3,000.
- Financial support in situations where various injuries have been sustained, such as bruises, fractures, dislocations, burns, as well as in cases of tick-borne diseases. We invite you to familiarize yourself with the policy terms and the injury compensation table to find out what accidents are included in the policy.
- Insurance can be applied for by the child's parent or legal representative within 90 days after the baby's birth.
- Insurance is valid for one year from the date of issuance of the policy.
- Only one free accident insurance policy issued under the programme is valid for one child.
- See the promotion terms and conditions here.

Examples of compensation cases
The first year of life is special for both baby and parents — a time filled with surprises, discoveries and unforgettable moments. Together, they explore the world, learn new skills and experience different situations. However, it is impossible to foresee every event, so it is especially important to take care of additional protection so that you can feel safe even in unexpected situations. Check out some examples of compensation here:
- Your child, while learning to walk, tripped and suffered a fracture in a fall.
- While playing with his brother, your child fell and cut his lip.
- The child fell out of the crib and banged his head.
- While crawling, the child fell off the sofa and hit his forehead.
- Your child crawled onto a string of lights and, trying to pull it out of the socket, suffered a burn.
- • Your pet dog bit your child while playing.
- • During a walk, a tick got into your child's pram and attached itself to your baby.
Take care of your loved ones with BALTA accident insurance!
Take care of the safety of all the family — contact a BALTA insurance consultant and buy accident insurance with particularly beneficial terms and conditions, as well as more extensive insurance coverage, tailored specifically to your family's needs. We will help you find the most suitable solution so that you and your family can enjoy safety and peace of mind.
Accident insurance benefits:
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Valid 24/7 all over the world
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Broad basic coverage including more than 50 leisure and sports activities
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Option to adjust coverage to your requirements and lifestyle
Comparison of Insurance Coverage
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Basic coverage benefits
- Insurance is valid 24/7, all over the world.
- Compensation in the event of injury — receive compensation for the fact of the injury itself.
- Extensive basic coverage — bruises, fractures, dislocations, burns, frostbite, and other incidents.
- Support during inpatient treatment —additional compensation is paid for each day.
- Safety even when playing sports — the coverage includes more than 50 recreational activities and sports
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Additional coverage benefits
- Medical expenses — we will reimburse medical expenses resulting from an injury, including psychological assistance.
- “Child well-being” — we will reimburse expenses for entertainment and snacks, hobby groups, private tutors and damaged personal belongings.
- Support during incapacity for work — we pay additional compensation for each day.
- Compensation in the event of tick-borne diseases, and in the event of dangerous and critical diseases.
- At the most challenging times in life, we help with professional retraining, social care and children's tuition fees.
- We also offer insurance coverage for high risk sports and hobbies.
Submitting a claim
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RECEIVE A DECISION
After reviewing your claim, we will inform you about the decision and the compensation.